[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.okpo.cz\/proc-stat-dava-prispevky-na-penzijni-pripojisteni\/#Article","mainEntityOfPage":"https:\/\/www.okpo.cz\/proc-stat-dava-prispevky-na-penzijni-pripojisteni\/","headline":"Pro\u010d st\u00e1t d\u00e1v\u00e1 p\u0159\u00edsp\u011bvky na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed?","name":"Pro\u010d st\u00e1t d\u00e1v\u00e1 p\u0159\u00edsp\u011bvky na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed?","description":"A\u0165 se n\u00e1m to l\u00edb\u00ed, nebo ne, faktem je, \u017ee valn\u00e1 v\u011bt\u0161ina z n\u00e1s nem\u016f\u017ee po\u010d\u00edtat s t\u00edm, \u017ee od st\u00e1tu dostane vysok\u00fd d\u016fchod. Samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed na tom, jakou profesi vyu\u017e\u00edv\u00e1te, av\u0161ak v n\u011bkter\u00fdch p\u0159\u00edpadech se jedn\u00e1 o tak n\u00edzkou \u010d\u00e1stku, \u017ee se z n\u00ed prakticky ned\u00e1 vy\u017e\u00edt. Tento stav je zp\u016fsoben p\u0159edev\u0161\u00edm n\u00e1r\u016fstem porodnosti<span class=\"post-excerpt-end\">&hellip;<\/span><p class=\"more-link\"><a href=\"https:\/\/www.okpo.cz\/proc-stat-dava-prispevky-na-penzijni-pripojisteni\/\" class=\"themebutton\">Read More<\/a><\/p>","datePublished":"2021-08-07","dateModified":"2021-08-07","author":{"@type":"Person","@id":"https:\/\/www.okpo.cz\/author\/#Person","name":"","url":"https:\/\/www.okpo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"okpo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.okpo.cz\/wp-content\/uploads\/duchod2_1.jpg","url":"https:\/\/www.okpo.cz\/wp-content\/uploads\/duchod2_1.jpg","height":0,"width":0},"url":"https:\/\/www.okpo.cz\/proc-stat-dava-prispevky-na-penzijni-pripojisteni\/","wordCount":460,"articleBody":"   A\u0165 se n\u00e1m to l\u00edb\u00ed, nebo ne, faktem je, \u017ee valn\u00e1 v\u011bt\u0161ina z n\u00e1s nem\u016f\u017ee po\u010d\u00edtat s t\u00edm, \u017ee od st\u00e1tu dostane vysok\u00fd d\u016fchod. Samoz\u0159ejm\u011b z\u00e1le\u017e\u00ed na tom, jakou profesi vyu\u017e\u00edv\u00e1te, av\u0161ak v n\u011bkter\u00fdch p\u0159\u00edpadech se jedn\u00e1 o tak n\u00edzkou \u010d\u00e1stku, \u017ee se z n\u00ed prakticky ned\u00e1 vy\u017e\u00edt.Tento stav je zp\u016fsoben p\u0159edev\u0161\u00edm n\u00e1r\u016fstem porodnosti po druh\u00e9 sv\u011btov\u00e9 v\u00e1lce a jej\u00edm n\u00e1sledn\u00fdm poklesem. V na\u0161\u00ed zemi je toti\u017e syst\u00e9m nastaven tak, \u017ee pracuj\u00edc\u00ed vyd\u011bl\u00e1vaj\u00ed na d\u016fchody senior\u016fm. A zat\u00edmco d\u0159\u00edve vyd\u011bl\u00e1vali na jednoho seniora \u010dty\u0159i pracuj\u00edc\u00ed, dnes se situace obr\u00e1tila \u2013 jeden pracuj\u00edc\u00ed mus\u00ed u\u017eivit \u010dty\u0159i seniory. Je tedy jasn\u00e9, \u017ee takov\u00e1to situace je neudr\u017eiteln\u00e1.Jedn\u00edm z \u0159e\u0161en\u00ed, kter\u00e9 se st\u00e1t sna\u017e\u00ed prosazovat, je penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. V podstat\u011b to znamen\u00e1, \u017ee si budeme na sv\u016fj d\u016fchod spo\u0159it sami. M\u011bs\u00ed\u010dn\u011b si budeme odkl\u00e1dat stranou ur\u010ditou \u010d\u00e1stku, kterou si nakonec p\u0159i odchodu do d\u016fchodu vybereme.Samoz\u0159ejm\u011b d\u00e1vat si ty pen\u00edze doma do kasi\u010dky by se p\u0159\u00edli\u0161 nevyplatilo, p\u0159edev\u0161\u00edm kv\u016fli inflaci. Proto nejr\u016fzn\u011bj\u0161\u00ed poji\u0161\u0165ovny nab\u00edz\u00ed mo\u017enost penzijn\u00edho p\u0159ipoji\u0161t\u011bn\u00ed. A st\u00e1t se sna\u017e\u00ed lidi motivovat k tomu, aby jej vyu\u017e\u00edvali.Jedn\u00edm z prost\u0159edk\u016f, kter\u00e9 k tomu vyu\u017e\u00edv\u00e1, jsou i st\u00e1tn\u00ed p\u0159\u00edsp\u011bvky na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed Kalkula\u010dka \u010dist\u00e9 mzdy. Jednodu\u0161e \u0159e\u010deno, pokud si tam m\u011bs\u00ed\u010dn\u011b ukl\u00e1d\u00e1te ur\u010ditou \u010d\u00e1stku, pak st\u00e1t v\u00e1m tam automaticky po\u0161le dal\u0161\u00ed pen\u00edze. Jist\u011b, nejedn\u00e1 se o nijak z\u00e1vratnou sumu, a nav\u00edc je to a\u017e od ur\u010dit\u00e9 v\u00fd\u0161e a v\u00fd\u0161e p\u0159\u00edsp\u011bvku m\u00e1 sv\u016fj strop, av\u0161ak v\u011b\u0159te, \u017ee v pr\u016fb\u011bhu let tyto p\u0159idan\u00e9 pen\u00edze utvo\u0159\u00ed p\u011bknou sumu, kter\u00e1 se n\u00e1m bude v d\u016fchodu rozhodn\u011b hodit.Tento syst\u00e9m zn\u00ed dob\u0159e, av\u0161ak m\u00e1 samoz\u0159ejm\u011b i sv\u00e9 mouchy. Ti lid\u00e9, kte\u0159\u00ed by jej nejv\u00edce pot\u0159ebovali, tedy ti s nejmen\u0161\u00ed v\u00fdplatou, jej prakticky nemohou vyu\u017e\u00edt, nebo\u0165 si nemohou dovolit d\u00e1vat n\u011bjak\u00e9 pen\u00edze stranou. Ti, kte\u0159\u00ed berou v\u00edce, budou m\u00edt naopak je\u0161t\u011b vy\u0161\u0161\u00ed d\u016fchod. To samoz\u0159ejm\u011b nen\u00ed v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b ide\u00e1ln\u00ed, av\u0161ak pokud tu mo\u017enost m\u00e1te, rozhodn\u011b ji vyu\u017eijte. V\u011b\u0159te, \u017ee pak nebudete litovat.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d st\u00e1t d\u00e1v\u00e1 p\u0159\u00edsp\u011bvky na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed?","item":"https:\/\/www.okpo.cz\/proc-stat-dava-prispevky-na-penzijni-pripojisteni\/#breadcrumbitem"}]}]